Housing Plus Loan

Add-on loan scheme for all individuals, including joint owners who have availed housing loan from our bank for personal expenditure.

Scheme

Housing Plus

Facility

Term Loan

Purpose

For any personal expenditure like expenses for renovation of the house, medical expenses, marriage expenses or expenses for any family function etc.

 

Eligibility

All those individuals, including joint owners who have availed Housing Loan from our bank.

Margin

Maximum permissible limit will be 70% of the residual value of the house property.

Security

The house property for which existing housing loan is availed.

Guarantors

Minimum one acceptable to bank.

Interest Rates

11.50% per annum.

Repayment Period

7 years extendable to 10 years.

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