Privilege Savings Account

Privilege Saving Account is the type of saving accounts which have additional features than ordinary saving. There are four types of privilege saving accounts, Pride, Prestige, Premium and Gold Saving Accounts.

Features Savings Account


 
Pride Prestige Premium Gold
Average Quarterly Balance 101,000 151,000 201,000 300,000
Rate of Interest 4.50% 5.25% 6% 7%
Free Number of Transactions p.m.




• DD/PO 5 10 15 15
• RTGS / NEFT 5 10 20 20
• All transaction in ATMs of other banks 10 15 20 20
Restriction of amount in ABB Yes No No No
Zero waiting in branches Yes Yes Yes Yes
ATM Card Limit for withdrawal 25,000 25,000 25,000 25,000
Waiver of Charges:
• No Cash Handling Charges for cash Deposited upto 600,000 700,000 8,00,000 10,00,000
Processing Charges on Personal Loan
• Personal Loan 50% 75% 100% 100%
• Vehicle Loan 50% 75% 100% 100%
After 1 year of maintaining balance
Cover for Personal Accidental Death 100,000 200,000 300,000 N.A
Minimum Balance 10,000 15,000 20,000 1,00,000
Charges per day 10 15 25 50
A/c closure Charges within 1Yr 1000 1500 2000 5000
& unused cheques per leaf 5 5 5 5

The Scheme is open to individuals and Co-operative societies as well. The personal benefits such as waiver in processing charges and personal insurance will not be applicable to co-operative societies.

Insurance cover not available to Armed Forces Service Personnel and to all Persons above 70 age.

In case of joint account, only the first name account holder will be eligible for insurance cover and waiver in processing charges. Nomination compulsory for being eligible for insurance coverage.

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