Service Charges and Fees

Locker Rent

(w.e.f 25 May, 2011)

Given below the rent in summarized from of broad categories of lockers based on the area in cubic inches.

No.

Group

Area
(Cubic Inches)

Rent in Rs.

Existing Type of Lockers

01

Small

Up to 750

600.00

A,B,C,D

02

Medium - A

750 to 1500

1200.00

F, G, H, K & AC

03

Medium - B

1500 to 3500

2000.00

AA, I, X, Y, J, BB, AD,
AF, N, Q, M, Z, L, O

04

Big

3500 to 5500

3000.00

P, W, R, S, AE, AG

05

Large

Above 5500

4000.00

T ,U, V, AB

 

No.

Type

Size in Inches

Total Volume
(Cubic Inches)

Rent in Rs.

Height (H)

Width (W)

Depth (D)

Small Group

1

A

4

6

20.5

492.00

600

2

B

6

4.5

20.5

553.50

600

3

C

4.5

6.5

20.5

599.63

600

4

D

5

7

20.5

717.50

600

Medium A Group

5

E

7.5

5.5

20.5

845.63

1200

6

F

6

8

20.5

984.00

1200

7

AC

6.25

8.26

20.5

1058.31

1200

8

G

4

13

20.5

1066.00

1200

9

H

4.5

13.5

20.5

1245.38

1200

10

K

7

10

20.5

1435.00

1200

Medium B Group

11

AA

7.43

10.35

20.5

1576.46

2000.00

12

I

6

13

20.5

1599.00

2000.00

13

X

5.5

15

20.5

1691.25

2000.00

14

Y

5.5

16

20.5

1804.00

2000.00

15

J

7.5

12

20.5

1845.00

2000.00

16

BB

16

6

20.5

1968.00

2000.00

17

AD

6.25

16.68

20.5

2137.13

2000.00

18

AF

12.63

8.26

20.5

2138.64

2000.00

19

N

13

10

20.5

2665.00

2000.00

20

Q

10.5

13.5

20.5

2905.88

2000.00

21

M

7

21

20.5

3013.50

2000.00

22

Z

7.43

20.86

20.5

3177.29

2000.00

23

L

12

13

20.5

3198.00

2000.00

24

O

13

12

20.5

3198.00

2000.00

Big Group

25

P

12

15

20.5

3690.00

3000.00

26

W

12

16

20.5

3936.00

3000.00

27

R

13

15.5

20.5

4130.75

3000.00

28

AE

12.63

16.6

20.5

4297.99

3000.00

29

S

13

18

20.5

4797.00

3000.00

30

AG

15.25

16.2

20.5

5064.53

3000.00

Large Group

31

T

15

18

20.5

5535.00

4000.00

32

U

15

20

20.5

6150.00

4000.00

33

V

15.5

20.5

20.5

6513.88

4000.00

34

AB

15.89

20.8

20.5

6775.50

4000.00

 

Service Charges - Loan & Advances

(w.e.f 31 Aug, 2015)

No.

Particulars

Service Charges
(in Rs.)

Service ChargesCommercial
(in Rs.)

1)

Up to Rs. 2.00 Lakh

200.00

500.00

2)

Rs. 2.00 Lakh to Rs. 25.00 Lakh

500.00

Upto Rs.2.00 lakh-Rs.500/- + Rs.100/-
For every additional Rs.1.00 lakh or part thereof.

3)

Rs. 25.00 Lakh to Rs. 70.00 Lakh

750.00

Upto Rs.25.00 lakh- Rs.2800/-+Rs.50/- For every additional Rs.1.00 lakh or part thereof.

Maximum amount to be recovered Rs.10000/-

 

Visit & Inspection Charges

No.

Particulars

Service Charges
(in Rs.)

Service ChargesCommercial
(in Rs.)

1)

Up to 10 K.M.

500.00

Rs.2500/- + Conveyance and other out of pocket expenses at actual, irrespective of distance.

2)

10 K.M. to 50 K.M.

3)

More than 50 K.M.

4)

Actual fare / other charges / out of pocket expenses to be collected separately.

 

Notice Charges

No.

Particulars

Service Charges
(in Rs.)

1)

Reminder Notice

50.00

2)

Demand Notice - D2

75.00

3)

Demand Notice - D3

100.00

4)

Sec-49 Notice

100.00

5)

Final Notice

200.00

6)

Gold Loan Auction Notice

*200.00

*In case of Gold Loan, Advertisement charges and other out of pocket expenses to be recovered in addition to the Auction Notice.

 

No.

Particulars

Service Charges
(in Rs.)

1)

Noting or Releasing of charges / assignment / reassignments & encashment of NSC / KVP / IVP etc.

150.00 + Conveyance and other out of pocket expenses at actual to be recovered separately

2)

Lien / Charge noting on shares under D'mat or in physical form & encashment / realization of shares under D'mat / physical form

150.00

3)

Commitment charges for non availment of Loan within 3 months

0.50% of loan amount

4)

Document Handling charges under Letter of Credit (for issue as well as for discount)

Rs. 600.00 up to Rs. 50.00 Lacs (bill/Letter of Credit) per transaction

Rs. 1500.00 Above Rs. 50.00 Lakh and up to Rs. 200.00 Lakh (bill/Letter of Credit) per transaction

Rs. 2000.00 above Rs. 200.00 Lakh (bill/Letter of Credit) per transaction

 

5)

Credit Rating Charges

Rs. 7500.00

6)

Entry Point Credit Rating

Rs.  10000.00

 

Processing Charges for Loans & Advances

Particulars

Processing Charges
(in Rs.)

1. Personal Loans

 

Easy Loan (Repayment of Old debts scheme)

1.00% Min. Rs. 500.00

 

Utsav Scheme

1.00% Min. Rs. 500.00

 

Consumer durable items Household items, House Repairs / Renovation (where property is not mortgaged) Ceremonial Loans

1.00% Min. Rs. 500.00

 

Consumer durable items Household items, House Repairs / Renovation (where property is not mortgaged) Ceremonial Loans

1.00% Min. Rs. 500.00

 

Clean cc up to Rs 1.75%

1.00% Lakh Minimum
Rs. 500

2. Business Loans

 

Business Loans, Cash credit, New renewal enhancement, Term Loan (Mortgage, Purchase of Business Property, Hypothecation of Plant & Machinery) LC and Bank guarantee.

0.75% sanctioned loan amount

 

Legal Charges applicable for Commercial Loan and Advances where property mortgage is involved.

0.10% of the amount of loan applied Minimum
Rs. 5500%

3. Vehicle Loans

 

Vehicle Loans Personal & Commercial.

1% sanctioned loan amount

4. Housing Loans

 

Housing Loans - including Sukh Vastu.

0.50% upto 20% Loan & 1% above Rs. 20 Lac

5. Mortgage Loans

 

Mortgage Loans / O.D. / RPM (Gruha Saukhya / Gruha Sajawat) DNSB Vyapar Loan

1% sanctioned loan amount & Minimum Rs. 500

6. Advance against Share / Mutual Funds

 

Advance against Share / Mutual Funds / Debentures/ Govt. Bonds

0.75% Min Rs. 500.00 + D'mat Charges + Other Charges as applicable

7. Advance against Govt. Securities & Gold

 

Advance against Govt. Securities - NSC / LIC / KVP / IVP & Gold Loan

0.50% Loan amount Minimum Rs. 250

8. AD-HOC Cash credit / TOD

 

AD-HOC Cash credit / TOD

0.25% on pro-rata basis. Min. Rs. 1000.00

9. Educational Loan

 

Educational Loan

0.50% sanctioned loan amount

10. Loan for Handicapped

 

Loan to Handicapped persons

Rs. 200.00

 

Loan up to pensions

0.25% up to sancation Loan amount Min. Rs100.00

 

Loan up to professionals

0.50% up to sancation Loan amount

 

Commission of Bank Guarantee

Particulars

Service Charges
(in Rs.)

Commission on Bank Guarantee

 

A] Issued by us with 100 % margin / fully Secured

1.50 % upfront for entire period on quarterly pro-rata basis + Rs. 100/-

 

B] Partly Secured

3% upfront for entire period on quarterly pro-rata basis +
Rs. 100 /- per transaction (Part of quarter to be taken as full quarter).

 

C] If issued by other bank

50% of rates mentioned in A and / or B above (as applicable) + Rs. 100.00 per transaction. Other Bank's charges to be recovered in actual.

 

Other Charges

No.

Particulars

Service Charges
(in Rs.)

1)

Folio Charges

CD, CC / OD: Rs. 50 /- per
30 entries / Per folio.

2)

Stop Payment Charges

A) Saving Bank Account Rs. 50 /- per instrument

B) Other than saving bank account Rs. 100/- per instrument

3)

Minimum Balance Charges

 

Saving With Cheque book Rs. 1000 /- Without Cheque book Rs. 500 /-

Rs. 25 /- per month

 

Current Rs. 2000 /-

Rs. 50 /- per month

4)

Inward Cheque Return charges and E.C.S. Return

Rs. 4 /- per 1000 /- minimum Rs. 150 /-
E.C.S. Rs. 50/- per entry

5)

Outward Cheque Return charges

Rs. 25 /- per instrument.

6)

Duplicate Pass book Statement charges

SB: Rs. 50 /- per Pass book.

Rs. 20 /- per page for additional computerized statement for SB accounts

CD / CC / OD / SVOD /ALL
Rs. 100 /- per passbook.

Rs. 30 /- per page for additional computerized statement for CD / CC / OD / SVOD

7)

Signature Verification charges / photo attestation All types of A/Cs.

Rs. 15/- per Signature (to be credited to P/L Incidental Charges)

8)

Accounts transferred from Operative status to inoperative status

Rs. 25 /- one time charges

9)

Cheque Book Charges MICR / Non MICR

SB:
First cheque book free & then per leaf Rs. 2/-

CD / CC / OD - Rs. 2/- per leaf

10)

Change in operational instruction
(including Lockers, Name addition /deletion in joint account and change in Nomination)

SB A/Cs:
Rs. 15/- for Individual A/c and
Rs. 50/- for institutional A/c per instance

C D/CC / CD A/Cs:
Rs. 100/- for all accounts

11)

Standing Instruction charges for all type of A/Cs

Nil :- Within branch and from one branch to another Rs. 10 /- per transaction + applicable remittance charges and other out of pocket expenses. In respect of transfer of funds to other banks per occasion
(to be credited to P/L Incidental Charges)

12)

Issue of duplicate share certificate / Term Deposit receipt/ R.D. passbook

Rs. 50/- per share certificate / TD / FD Receipt besides obtaining indemnity bond.

13)

Issuance/ obtaining of status / confidential report

SB:
Rs. 50/- per certificate / Status / Confidential Report
(Bank to Bank no charge)

CD:
Rs. 100/- per report
(Bank to Bank Nil)

14)

Account Closing charges

Within 6 months Rs. 100/- & after 6 months Rs. 50/-
* Charges are not applicable in case of Closure on account of death of account holder.

15)

Late fee on R.D.

Rs. 1.50/- per Rs. 100 /- per month
(to be credited to P/L late fee on RD)

16)

Withdrawal against unclear salary cheque

@18% p.a. ROI or Rs. 25/- minimum per instance

17)

Photo attestation

Rs. 15/- per attested photo

18)

Excess debit entries in cash other than ATM SB

Per cash withdrawal Rs. 5/- (other than ATM) if cash withdrawal exceeds 5 times in a month

19)

Duplicate ATM Card Issue

Rs. 50 /- per card

20)

Issue of Balance Certificate

SB A/Cs:
Rs. 50/- per certificate / Status / Confidential Report

CC Accounts:
Rs. 100/- per original certificate & Rs. 10/- per additional copy

21)

Issue of No Dues Certificate

Rs. 50/- per certificate

22)

Speed Clearing

Up to 1.00 lac Nil and above 1.00 lac Rs. 150 + out of pocket expenses

23)

E Payment of Taxes

Rs. 100/- normal charges & if given within 3 days of date of expiry Rs. 300/- per challan

24)

Old Record in the form of voucher, document, etc(other than statement of A/C)

SB:
Rs. 100/- upto 3 years record & additional Rs. 5/- p.m. after 3 years / per occasion

 

Commission on DDs / Payorders

Our Bank / HDFC Bank / Other Nationalised Bank

No.

Particulars

Service Charges
(in Rs.)

1)

Our Bank

For DD - Rs. 3/- per 1000/- or part thereof with minimum of Rs. 25/- and no Maximum limit.

For Pay Order Maximum Rs. 250/-

Duplication / Revalidation / Cancellation

Rs. 50/- per instrument besides indemnity

2)

State Bank of Indore

Rs. Upto Rs. 10,000/-
Rs. 50/-
Rs. 3/- per 1000/-

Duplication / Revalidation / Cancellation

Rs. 50/- per instrument besides indemnity

3)

H.D.F.C. Bank

Upto Rs. 1000/- Rs. 20/- Above Rs. 1000/- to 10,000/- Rs. 30/-

Above Rs. 10,000/- to Rs. 1 Lac - Rs. 30/- + Rs. 2/- per Rs. 1000 /- above / beyond Rs. 10,000 /-

Above 1 Lac - Rs. 210 /- + 1.50 per 1000 above / beyond Rs. 1 Lac

 

Collection on Outstation Cheques / Bills

No.

Particulars

Service Charges
(in Rs.)

1)

Collection on Outstation Cheques / Bills

Upto 5,000/- Rs. 25/- Above 5,000/- to 10000 Rs. 50/-

Above 10000/- to 1 lac Rs. 100/-

Above 1 Lac – Rs. 150/- + out of pocket expenses

2)

Collection on Outstation Cheques / Bills - Through HDFC Bank

Rs. 50/- per instrument

3)

Collection on Outstation Cheques / Bills - Through Pune Branch / Other Outstation Branches

Rs. 40 same for all branches beyond Bombay clearing area

4)

Outward / Inward (Foreign) N.A.

Outward / Inward (Foreign) Rs. 600.00 per transaction

5)

Discounting of Foreign Bills (with or without letter of credit)

Minimum Rs. 600.00 upto Rs. 10.00 lacs (bill / letter of credit) per transaction.

N.A.

Minimum Rs. 1,000.00 above Rs. 10.00 lacs (bill / letter of credit) per transaction

 

Inward Bills / Cheque Collections

No.

Particulars

Service Charges
(in Rs.)

1)

Inward Bills / Cheques for Collections

Rs. 3 /- per Rs. 1000/- + DD / Pay-Order charges

 

Cheque Purchase Charges

No.

Particulars

Service Charges
(in Rs.)

1)

For Local Cheques

Minimum Rs. 50/- per instance or @ 21% p.a. R.O.I.

2)

For Outstation Cheques

Commission @ Rs. 10/- per thousand + collection charges Minimum Rs. 100/-

 

R.T.G.S

No.

Particulars

Service Charges
(in Rs.)

1)

R.T.G.S. Outward

Upto Rs. 2 to 5 Lacs – Rs. 25 per Transaction

Rs. 5 Lacs and Above – Rs. 50 per Transaction

2)

R.T.G.S. Inward

Nil

 

NEFT service charges to be levied from 21st August 2012

No.

Value Band

Maximum Charges Excluding Taxes
(In Rs.)

1)

Up to Rs.10,000/-

Rs.2.50/-

2)

From Rs.10,000 to 100,000/-

Rs.5.00/-

3)

From Rs.100,000 to 200,000/-

Rs. 15/-

4)

From Rs.200,000/- and above

Rs.25/-

Mutual Arrangement Scheme (Maharashtra State Co. Op. Bank)

No.

Particulars

Service Charges
(in Rs.)

1)

Upto Rs. 1000/-

Rs. 5/-

2)

Rs. 1001/- to Rs. 2500/-

Rs. 10/-

3)

Rs. 2501 to Rs. 5,000/-

Rs. 15/-

4)

Rs. 5001 /- to Rs. 10,000/-

Rs. 20/-

5)

Above Rs. 10,000/-

Rs. 2/- per thousand Maximum
Rs. 1,500/-

 

Solvency Certificate Charges

No.

Particulars

Service Charges
(in Rs.)

1)

Upto Rs. 50,000/-

Rs. 200/- for first copy (+) Rs. 200/- for per additional copy for Business and Rs. 100 for Education Purpose.

2)

Rs. 50,001 to
Rs. 2,00,000/-

Rs. 500/- for first copy (+) Rs. 200/- for per additional copy for Business and Rs. 100 for Education Purpose

3)

Above
Rs. 2,00,000 /-

0.15% for Business Purpose and 0.10% for Education Purpose.
Rs. 200 /- per additional copy for Business and Rs. 100/- for Education purpose.

 

Cash Handling Charges

No.

Particulars

Service Charges
(in Rs.)

1)

Upto Rs. 5 Lacs

Nil

2)

Above Rs. 5 Lacs but less than Rs. 25 Lacs

Rs. 2 / - per Rs. 1000 /-

3)

Above Rs. 25 Lacs

Rs. 5 /- per Rs. 1000 /-

 

NFS Charges : Charges for using other than DNS Bank's ATM's

A/C Type

Non-Financial Transaction such as Balance Enquiry and Pin Change in Rs.

Cash Withdrawal in Rs.

Free Transactions per month including Non-Financial

SB

10

20

5

CD

10

20

0

OD (Except Staff)

10

20

0

Staff OD

10

20

5

ATM and SMS Service Charges w.e.f. 1st Oct. 2017 , structure of service charges is as under:

1. ATM service charges Rs.100/- per card per annum.
2. SMS charges Rs.15/- per quarter (For Saving and Other Saving related products)
3. SMS charges Rs.50/- per quarter (For Current, Cash Credit, Overdraft and other related products)

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