Interest Rates-Corporate Loans

No.

Particulars

ROI

1)

Advances to Builders

18.00%

Card Rates for Advances
(Including Vehicle Advance for Commercials Use) other than Above Tables

Slab wise Amount (in Rs.)

ROI for SMEs

ROI for others
(Excl. SMEs)

Up to Rs. 50,000

13.00%

14.00%

Above 50,000

13.75%

14.75%

For the loan to Textile Industry(MSME):ROI @ 12.50% p.a

Credit Rating For Rated Borrower Accounts (For MSMEs Only):
Base Rate - 13.75%

Credit Rating

Concession in ROI

Rate of Interest

A

0.25%

13.50%

AA

0.75%

13.00%

AAA

1.50%

12.25%

We, as DNS Bank, propose to contribute towards efforts made by the central government as well as the state government in order to boost the textile sector. Hence decided to confor some special concession in the ROI to SME borrower under textile sector (MSME) .

Credit Rating For Rated Borrower Accounts (For Non-SMEs Only):
Base Rate - 14.75%

Credit Rating

Concession in ROI

Rate of Interest

A

0.25%

14.50%

AA

0.75%

14.00%

AAA

1.50%

13.25%

 
 
 
 

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