Personal Loan

Utsav Loan Scheme

Purpose

For purchase of T.V., Fridge, Two wheeler & all consumer durable items

 

Eligibility

Salaried person & Self-professionals

 

Loan Limit

Maximum Rs. 1 lacs

 

Margin

Up to Rs 5000 Nil
Above Rs 5000, 10%

Repayment Schedule

Maximum 36 Months

 

Guarantors

Two

 

Security

Hypothecation of Article purchased

Suvidha Loan Scheme

Purpose

Repayment of old Debts, Ceremonial, Medical Expenses, Tourism Loans. etc., any other purpose acceptable to Bank

 

Eligibility

Any Individual

 

Loan Limit

Maximum Rs. 5 lacs

 

 

 

Repayment Schedule

Maximum upto 60 months.

 

Guarantors

Minimum Two

 

Security

Group Insurance in the name of borrower/co-borrower equivalent to loan amount

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