History
Way back in 60’s Few enthusiastic persons gathered
together with a common goal to make available the banking
facility to the commonest of the common man. They had an aim
that any person in genuine financial difficulty or in need of
finance to fulfill his dreams whether personal or professional
should have an institutional support and he should not be a
prey of traditional moneylenders. The dream of these persons
came into existence by bearing a name i.e.
Dombivli Nagari Sahakari Bank Ltd.
on 6th September, 1970.
Since then the bank has grown by leaps and
bound. With a modest beginning in a small 500 sq.ft. of main
branch cum central office, having deposit base of
7.04 lacs and total advances of
5.75 lacs in June 1971, it has now reached a
business mix of Rs. 6145.85
crores contributed by
deposit of Rs.3818.57 crores and
Rs. 2327.31 crores of advances with 66
branches spread across 15 districts of Maharashtra.
Milestones
- Scheduled status in 1996.
-
Rs. 100 crores deposit in financial year 1994 to 1995.
-
Rs. 500 crores deposit in financial year 2002 to 2003.
-
Crossed Thane Dist. Border by opening Fort and Pune Branches
in 2002-03.
- Core Banking Services From Year 2006.
-
Merging of Shivneri Sahakari Bank With DNS Bank’s On
13 October 2007 and Suvarana Mangal Mahila
- Sahakari Bank on 3rd January 2010.
-
Crossed the milestones Rs. 4000 crores Business Mix in March
2013.
-
Crossed the milestones Rs. 5000 crores Business Mix in March
2014.
-
Crossed the milestones Rs. 6000 crores Business Mix in March
2015.
-
Crossed the milestones Rs. 7000 crores Business Mix in March
2017.
Key Financial Indicators
- Since inception Audit class ‘A’.
- Net NPA : 1.95%
- CRAR : 15.60%
USP
Business philosophy
We aim at: Evolving ourselves into a strong and sound
competitive financial system, providing integrated services to
customers from all segments, leverage on technology and human
resources, adopt best accounting and ethical practices and
fulfill corporate and social responsibilities towards all
stakeholders, visualize aspiring benchmarks / goals and attain
them efficiently and effectively.
Technology
Consumer banking brings a welcome change in a common person's
life. It is not only the name for giving services to elite and
privileged class of the society but is also to facilitate the
common people, which normally represent a big proportion of
the society. It is not possible for Banks to offer better
services to this big proportion of the society without the
help of Technology.
Mobile & SMS Banking
DNS Bank Ltd. in an attempt to fulfill the ever rising needs
of banks customers has launched SMS banking facility.SMS
Banking brings Banking to your fingertips. With SMS, you can
perform a wide range of query based transactions from your
mobile phone. Also get alerts for transaction in account,
Deposit Maturity and EMI Due's.
DNS is 1st Co-op. Bank to launch Mobile Banking Services in
India. The Bank's customers can send and receive funds on any
day and any time as per their convenience by using their
mobile phones. Various bill payment, Mobile and DTH Recharge
facility is available in mobile banking.
ATM Shared Network
DNS Bank is amongst the 1st five Co-op. Banks to join NFS ATM
Shared Network. The customers now have access to 1,80,000 +
ATMs across most of the bank's operating in India and bank
owns 42 ATM centers.
Debit Card
Our DNS Bank offers RuPay Debit Card and the Card would be
accepted on over one lakh ATMs of NFS Members Banks in the
Country and would be accepted on Point of Sale (POS) and
Internet. The Bank also able to provide customers anytime,
anywhere, payment systems services which are simple, easy to
use, safe, secure, fast and also cost effective version with
introduction of Rupay Debit Card.
RTGS & NEFT
Since 2004, when RBI introduced RTGS, DNS is providing this
electronic funds transfer facility. Using which customer can
transfer funds to any other person's bank account within few
hours in India. The NEFT facility which is similar to RTGS is
also provided by the bank from the year 2007.
E-Lobby
The bank has setup E-Lobby at 11 Branches. The Lobby has
facilities for customers to deposit cheques, cash, print
passbook, withdraw cash, 24 hours and 365 days. Any branch's
customer can access the E-Lobby for their requirements.
Social Commitment
While carrying out conventional banking bank has not lost
sight of its Social responsibilities. An amount of over Rs 28
Lacs has been granted as subsidy to 101 Social, and
Educational institutes working in rural areas. Bank also helps
students in remote areas of Talasari, Shahapur, Nashik, Karjat
and Khopoli Blocks by providing collection of 'expected
questions' and 'ideal answer sheets' on all subjects.
The Bank has continued its efforts in micro financing through
self help groups. In Shahapur alone bank had disbursed a loan
of over Rs 1.5 crores to such SHGs. The purpose includes
Poultry, Dairy, goat rearing, purchase of Fertilizers etc. I
am happy to report that the repayment has been satisfactory.
Bank receives help in this behalf from Utkarsh Navinyapurna
Shakari Sanstha promoted by Sahakar Bharati.
Green Project
Our Bank is thinking positively to participate in social
aforestation project. This project will be implemented in the
area of Mamnoli, Murbad which is about 100 kms from Mumbai
with the co-operation of Paryavaran Dakshata Manch.
Financial Inclusion
The Bank has continued its efforts in micro financing through
self help groups. In Shahapur alone bank had disbursed a loan
of over Rs 1.5 crores to such SHGs. The purpose includes
Poultry, Dairy, goat rearing, purchase of Fertilizers etc.