DNSB Flexi & Super Flexi
Flexi Loan/Flexi Overdraft and Super Flexi Loan/Super Flexi Overdraft
Purpose - To meet personal needs or bonafide business expenditure of Individuals/Businessman for Renovation of House/Business Expense/Purchase of Consumer durables. (End use to be specified)
Interest Rate:
For Super Flexi Term Loan & Overdraft – (Upto Rs. 10 Lakhs)
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CIBIL Score 700 & Above |
CIBIL Score Below 700 |
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11.10 % |
11.30% |
For Flexi Term Loan & Overdraft – 9.95% p.a. (Above Rs. 10 Lakhs upto Rs. 50 Lakhs)
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CIBIL Score 700 & Above |
CIBIL Score Below 700 |
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11.10% |
11.30% |
List of Documents required (To be verified with original).
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For businessmen/professionals/Self-employed (Borrower and Guarantors) |
For Salaried person (Borrower and Guarantors) |
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KYC Papers (Aadhar Card/Pancard etc) |
KYC Papers |
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Certified true copies of Income Tax Returns of last three years with computation of income/ Profit and Loss account/ Balance Sheet |
Last 3 months salary slip |
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Bank statement for last 6 months showing salary credit |
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Copy of Pass book/ statement of account of 1 year (other Bank) |
Form 16 for last 3 years or IT return for last 3 years |
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Sanction Letter and Statement of existing loan accounts (if any) |
Sanction Letter and Statement of existing loan accounts (if any) |
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For any queries do get in touch with us or nearest branch