DNS SUSRUSHA

DNS SUSRUSHA-FOR PAYMENT OF HOSPITALIZATION EXPENSES

PARTICULARS	UNSECURED	SECURED
LIMIT	Rs.5.00lakh	Rs.15.00lakh
MARGIN (ON SECURITY)	NA	25% on realizable value of immovable property & 10% on liquid security including our bank’s tdr, lic policy, nsc etc.
REPAYMENT PERIOD (9 MONTHS MORATOURIUM)	Maximum 84 months (inclusive of Moratorium	Maximum 120 months (inclusive of Moratorium)
ROI	8.80%	8.30%
GUARANTORS	Two Guarantors to be obtained. (CIBIL score should be minimum 550)	NOT REQUIRED
PROCESSING	Nil	Nil
COLLATERAL	Group insurance	Property insurance
MEMBERSHIP	Regular	Regular
LINKING SHARES	@5% of loan amount	@2.50% of loan amount

General Documents required:

Letter from Medical Practitioner/Hospital explaining the nature of ailment & estimated expenses for treatment.
All medical treatment related documents to be submitted (Original/Photocopy)
Application form duly filled with three latest photos.
Proof of Identity e.g. PAN CARD/AADHAAR CARD/ELECTION CARD/PASSPORT/DRIVING LICENSE
Proof of residence e.g. Electricity bill/Telephone Bill / Ration Card/ Aadhaar Card / Passport with same residence address / Registered Leave and license agreement with one additional proof.

Income Papers

For Salaried Person

For Self-Employed/Businessman

Latest Three months salary slips of the applicant or salary certificate of Three months.
Statement of account showing latest 6months salary credits in the account.
Last two years form 16
Last two years I.T. return (If any)
In case the service is not more than one year then salary slips of entire year/IT return (if any)
Service certificate from employer.

All documents to be self attested & duly verified by branch official

All documents to be self attested & duly verified by branch official