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You will receive returns on maturity.
Duration : 6M
Maturity Date:
Dhansagar Deposit Scheme
Grow Your Wealth, Grow Your Future
Find the best
interest rates & duration
Interest Rate
2%
Maturity Amount
â‚ą0.00
Total Interest
â‚ą0.00
Disclaimer: The calculator provides estimated returns; actual figures will be as per RBI guideline. Final calculations will be available at the branch.
Features and Benefits of a Dhansagar Deposit
Flexible Tenure
Choose a deposit term that aligns with your financial goals.
No Lock-In
Enjoy the freedom to access your funds with conditions.
Premature Withdrawal
Access your savings in emergencies with 1% penal interest or have a deposit loan.
Who Can Open A Dhansagar Deposit at DNS Bank?
- He/She should be an Indian Citizen / NRE
What Do You Need To Open A Dhansagar Deposit at DNS Bank?
- All KYC related documents & FD Opening Form
Revision (w.e.f. 13th Jan 2025)
Interest Rate On Deposit
| Retail Deposits (in Rs.) | Bulk Deposite (1 crore & above) | |||
|---|---|---|---|---|
| Period | GEN.PUBLIC,REGD.CO.OP, SOCIETIES/ REGD.CO.OP., HSG.SOCIETIES/ REGD TRUST | SENIOR CITIZENS | GEN.PUBLIC,REGD.CO.OP, SOCIETIES/ REGD.CO.OP., HSG.SOCIETIES/ REGD TRUST | SENIOR CITIZENS |
| Up to 14 days | Nil | Nil | Nil | Nil |
| 15 to 45 days | 2.50% | 2.50% | 2.50% | 2.50% |
| 46 to 90 days | 4.00% | 4.00% | 4.00% | 4.00% |
| 91 days to 180 days | 5.00% | 5.00% | 5.00% | 5.00% |
| 181 days to 300 days | 6.00% | 6.00% | 6.00% | 6.00% |
| 301 days to upto 1 year | 7.00% | 7.00% | 7.00% | 7.00% |
| Above 1 year to 15 M | 7.50% | 7.75% | 7.50% | 7.75% |
| Above 15 M to 2 Y | 7.00% | 7.35% | 7.00% | 7.35% |
| Above 2 years to 3 years | 6.50% | 6.85% | 6.50% | 6.85% |
| Above 3 years to 5 years | 6.00% | 6.35% | 6.00% | 6.35% |
| Above 5 years to 10 years | 5.35% | 5.70% | 5.35% | 5.70% |
| Shubhankar Deposit | 6.25% | 6.60% | 6.25% | 6.60% |
| (Tax Saving) Max.Upto- Rs.1.50 Lakh Per F.Y. 60 Months | (Quarterly Cumu.& Payout) | (Quarterly Cumu. & Payout) | (Quarterly Cumu.& Payout) | (Quarterly & Cumu. Payout) |
DNS CIP RD rates are revised as below (i.e. 0.25% above regular card rates for above 1 year slabs)
| Period | General Public | Senior Citizen | ||
|---|---|---|---|---|
| Card Rate | CIP(+0.25%) | Card Rate | CIP(+0.25%) | |
| Above 1 Year to 15 Months | 7.50% | 7.75% | 7.75% | 8.00% |
| Above 15 Month to 2 Year | 7.00% | 7.25% | 7.35% | 7.60% |
| Above 2 Years to 3 Years | 6.50% | 6.75% | 6.85% | 7.10% |
| Above 3 Years to 5 Years | 6.00% | 6.25% | 6.35% | 6.60% |
| Above 5 Years to 10 Years | 5.35% | 5.60% | 5.70% | 5.95% |
Frequently Asked Questions
The Dhansagar Deposit is a term deposit offered by DNS Bank designed to provide higher returns over a fixed tenure with various flexible options for deposit amounts.
The Dhansagar Deposit offers tenure more than 365 days. Choose a duration that best fits your investment strategy.
No, the Dhansagar Deposit does not offer tax benefits. For tax-saving investments, please consider our Shubhankar Tax Saving Deposit.
You can manage your Dhansagar Deposit account through our internet banking platform. Here, you can view statements, track interest, and request premature withdrawals.
DNSB Resources
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Got a query or grievance? Write to us enquiry@dnsb.co.in
