Secure your valuable possessions

STEP 1: Choose a Bank & Check Availability

• Visit the nearest bank branch where you hold an account (most banks provide lockers only to their existing customers).
• Inquire about the availability of lockers—lockers are often in high demand, and some banks maintain a waiting list.
• Check the locker sizes available (small, medium, large) based on your requirements.

STEP 2: Fill Out the Application Form

• If a locker is available, request an application form from the bank.
• Provide details such as:Name, Account number, Address, Locker size preference, Nominee details (optional but recommended)

STEP 3: Submit Required Documents

• Banks require identity and address proof for security purposes. Common documents include:

  For Individuals:

  • Identity Proof
    • Aadhaar Card, PAN Card, Passport, Voter ID, or Driving License
  • Address Proof
    • Aadhaar Card, Utility Bill, Bank Statement, or Ration Card
  • Passport-size Photographs

  For Joint Locker Holders:

  • • If applying jointly, all applicants must submit KYC documents and be present during the agreement signing.

STEP 4: Sign the Locker Agreement

• The bank will provide a locker agreement, which outlines:Terms of usage Rent charges and penalties Responsibilities of the locker holder
• Carefully read and sign the agreement before proceeding.

STEP 5: Pay the Security Deposit & Annual Rental Charges

• Locker rentals vary based on size and bank location. Charges are usually debited from your bank account annually.
• Some banks ask for a security deposit (fixed deposit) to ensure locker rent payments.

STEP 6: Receive the Locker Key & Access Instructions

• Once the process is complete, the bank will provide one unique locker key (for physical lockers).
• For digital or biometric lockers, you will receive access credentials.
• Only the locker holder (or authorized signatory) can access the locker.

STEP 7: Use & Maintain the Locker

• Access the locker during banking hours as per the bank’s policies.
• Some banks require you to operate the locker at least once a year to keep it active.
• If you lose the key, inform the bank immediately (a penalty is charged for breaking and replacing the lock).

STEP 8: Surrendering the Locker (If Needed)

• If you no longer need the locker, you can surrender it by returning the key and clearing pending dues.
• The bank will issue a closure acknowledgment.