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When would you like to receive the Interest
Duration : 6M
Maturity Date:
Fixed Deposit
Your Future, Our Commitment.
Find the best
interest rates & duration
Interest Rate
2%
Maturity Amount
â‚ą0.00
Total Interest
â‚ą0.00
Disclaimer: The calculator provides estimated returns; actual figures will be as per RBI guideline. Final calculations will be available at the branch.
Features and Benefits of a Fixed Deposit
Safety & Security
A fixed deposit scheme comes with the Monthly / Quarterly / Half Yearly / Yearly Deposit Scheme where the interest amount credited to their respective A/c periodically.
Liquidity
Help is just around the corner. All our customers can approach any of our 66 branches in 15 districts of Maharashtra .
Who Can Open A Fixed Deposit at DNS Bank?
- He/She should be an Indian Citizen / NRE
What Do You Need To Open A Fixed Deposit at DNS Bank?
- All KYC related documents & FD Opening Form
Revision (w.e.f. 13th Jan 2025)
Interest Rate On Deposit
| Retail Deposits (in Rs.) | Bulk Deposite (1 crore & above) | |||
|---|---|---|---|---|
| Period | GEN.PUBLIC,REGD.CO.OP, SOCIETIES/ REGD.CO.OP., HSG.SOCIETIES/ REGD TRUST | SENIOR CITIZENS | GEN.PUBLIC,REGD.CO.OP, SOCIETIES/ REGD.CO.OP., HSG.SOCIETIES/ REGD TRUST | SENIOR CITIZENS |
| Up to 14 days | Nil | Nil | Nil | Nil |
| 15 to 45 days | 2.50% | 2.50% | 2.50% | 2.50% |
| 46 to 90 days | 4.00% | 4.00% | 4.00% | 4.00% |
| 91 days to 180 days | 5.00% | 5.00% | 5.00% | 5.00% |
| 181 days to 300 days | 6.00% | 6.00% | 6.00% | 6.00% |
| 301 days to upto 1 year | 7.00% | 7.00% | 7.00% | 7.00% |
| Above 1 year to 15 M | 7.50% | 7.75% | 7.50% | 7.75% |
| Above 15 M to 2 Y | 7.00% | 7.35% | 7.00% | 7.35% |
| Above 2 years to 3 years | 6.50% | 6.85% | 6.50% | 6.85% |
| Above 3 years to 5 years | 6.00% | 6.35% | 6.00% | 6.35% |
| Above 5 years to 10 years | 5.35% | 5.70% | 5.35% | 5.70% |
| Shubhankar Deposit | 6.25% | 6.60% | 6.25% | 6.60% |
| (Tax Saving) Max.Upto- Rs.1.50 Lakh Per F.Y. 60 Months | (Quarterly Cumu.& Payout) | (Quarterly Cumu. & Payout) | (Quarterly Cumu.& Payout) | (Quarterly & Cumu. Payout) |
DNS CIP RD rates are revised as below (i.e. 0.25% above regular card rates for above 1 year slabs)
| Period | General Public | Senior Citizen | ||
|---|---|---|---|---|
| Card Rate | CIP(+0.25%) | Card Rate | CIP(+0.25%) | |
| Above 1 Year to 15 Months | 7.50% | 7.75% | 7.75% | 8.00% |
| Above 15 Month to 2 Year | 7.00% | 7.25% | 7.35% | 7.60% |
| Above 2 Years to 3 Years | 6.50% | 6.75% | 6.85% | 7.10% |
| Above 3 Years to 5 Years | 6.00% | 6.25% | 6.35% | 6.60% |
| Above 5 Years to 10 Years | 5.35% | 5.60% | 5.70% | 5.95% |
Frequently Asked Questions
A Fixed Deposit is a secure investment option where you deposit a lump sum amount for a fixed tenure at a predetermined interest rate, ensuring guaranteed returns.
There is no minimum deposit amount for Fixed Deposit & there is no upper limit on the deposit amount.
No, once a Fixed Deposit is opened, the tenure cannot be changed. However, you can close the FD prematurely if needed, subject to applicable penalties.
Interest payments are typically made on maturity. If you have opted for periodic interest payouts, missing a date will not affect the deposit, but you should ensure you maintain funds for scheduled payments.
DNSB Resources
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on 1800-233-1700 / 8655785534
Write to Us
Got a query or grievance? Write to us enquiry@dnsb.co.in
