Enjoy seamless transfer of your funds

RTGS (Real Time Gross Settlement) is a payment system that enables the immediate transfer of funds between banks on a gross basis. It is typically used for high-value transactions and allows funds to be transferred in real-time, providing instant settlement.

To use RTGS, log in to your Internet Banking account, select the RTGS option, and enter the beneficiary’s details including the IFSC code, account number, and the amount you wish to transfer. Once you confirm the details, the transaction will be processed in real-time.

The minimum amount for RTGS transactions is ₹2 lakh, and there is no upper limit for transfers. However, each transaction may have a fee, which can vary based on the bank’s policy.

The charges for RTGS transactions vary based on the amount being transferred and the bank’s policy. It’s advisable to check the DNS Bank’s fee structure for the specific charges applicable to your transaction.

RTGS transfers are processed in real-time, meaning they are settled immediately. However, the transaction may take a few minutes to reflect in the beneficiary's account, depending on the bank’s processing times and working hours.