DNS Salary OD

Get an overdraft facility of up to Rs. 2 Lakhs with minimal documentation

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Flexible Credit for Your Personal Needs

Avail an overdraft facility of up to Rs. 2,00,000, with a maximum limit of 20 times your net take-home salary. Enjoy a competitive interest rate of @11.30%* p.a. for 12 months, subject to annual review renewal. Minimal documentation required, including salary slips, bank statements, and necessary ID proofs.

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Salary OD Calcluator

Loan Amount

1K
100Cr

Tenure (months)

Months
1
480

Interest Rate

%
0%
30%

Monthly EMI

0

Interest Payable

0

Disclaimer: The calculator provides estimated EMI; actual figures will be as per RBI guideline. Final calculations will be available at the branch. Floating / Fixed ROI will be available based on customers requirement.

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Features & Benefits

Loan Limit

Loan Limit

Avail an overdraft facility of up to Rs. 2 Lakhs, based on 20 times your net take-home salary.

Repayment Period

Repayment Period

For tenure of 12 months, subject to annual review renewal

Affordable Interest

Affordable Interest

Enjoy a competitive interest rate of @11.30%* p.a.

Frequently Asked Questions

You can avail a loan of up to Rs. 2,00,000 or 20 times your net take-home salary, whichever is less.

The interest rate is 11.30%* per annum, subject to the latest circular.

The repayment period is 12 months, subject to annual review.

The loan is secured by a recurring deposit of Rs. 1,000 per month for 36 months or the assignment of an LIC policy.

Required documents include your PAN Card, Aadhaar Card, salary slips, ITR/Form No. 16, bank statement, and any existing loan details if applicable.

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