Lease Rent Discounting (LRD)

Secure a loan against rental income for your business needs

Unlock Rental Income Financing

With a loan amount up to 75%* of the realizable property value and repayment tenure aligned with the lease lock-in period (up to 120 months), this scheme from DNS Bank offers financial flexibility.

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Lease Rent Discounting Calculator

Loan Amount

₹

100Cr

Tenure (months)

Months

480

Interest Rate

30%

Monthly EMI

Interest Payable

Disclaimer: The calculator provides estimated EMI; actual figures will be as per RBI guideline. Final calculations will be available at the branch. Floating / Fixed ROI will be available based on customers requirement.

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Features & Benefits of Lease Rent Discounting (LRD)

Loan Against Rental Income

Secure funding based on rent receivables from leased property.

Minimal Collateral Requirement

No additional collateral needed apart from the rented property itself.

Easy Liquidity

Helps businesses access immediate funds without selling assets.

Frequently Asked Questions

Any Individual, Proprietary Concern, Partnership, LLP, or Company that has executed a valid Rent/Lease Agreement, preferably with Banks, Private Limited, or Public Limited companies.

The loan can be used for bonafide business expenses, including asset acquisition and business expansion. However, it cannot be used for personal expenses such as loan repayments, medical bills, or family functions.

The repayment tenure is equivalent to or shorter than the lease lock-in period, with a maximum limit of 120 months (10 years).

No additional collateral security is required. The rented property and rental receivables serve as the primary security for the loan.

Applicants need to provide Rent Agreement, last 3 years’ financials & ITR, KYC documents, bank statements, and details of existing credit facilities. Guarantors must submit KYC, last 3 years' ITR, a net worth statement, and recent bank statements.