Gold Accounts

Experience personalised banking at its finest

Unlock Exclusive Benefits with Our Gold Account

At DNS Bank, we believe in rewarding our customers with personalized services and exclusive benefits. Our Gold Account is designed for those who desire a higher level of banking experience. Enjoy a host of premium services, enhanced features, and a wide range of privileges with this exclusive account. Benefits of fixed deposits in saving account and no TDS will be decuted*

Apply for Gold Account

Gold Saving Account is the type of saving accounts which have additional features than ordinary saving.

No.FeaturesSavings Account
DNS Gold
1.Average Quarterly Balance2,00,000
2.Rate of Interest4.25%
3.Minimum Balance75,000 /-
4.Charges per day if minimum balance not maintained100/-
Free Number of Transactions p.m.
1.DD/PO15
2.RTGS / NEFT20
3.All transactions in ATMs of other banks20
4.Restriction of amount in ABBNO
5.Zero waiting in branchesYes
6.ATM Card Limit for withdrawal25,000/-
Waiver On Processing Charges
1.Personal Loan100% Waived
2.Vehicle Loan100% Waived
3.A/c closure Charges within 1 Year3000/-
4.Unused cheques per leaf5/-
5.A/c closure Charges after 1 Year and within 2 Years1000/-
6.Unused cheques per leaf5/-

Key Features

Higher Interest Rates

Higher Interest Rates

Earn competitive interest rates on your balance and watch your savings grow faster.

Personalized Banking Services

Personalized Banking Services

Dedicated Relationship Manager to assist with all your banking needs, from account management to investment advice.

To qualify for a Gold Account, you must meet the following requirements:

  1. Individuals with an average Quarterly balance of ₹2,00,000 and above.
  2. Existing customers with good credit standing are eligible for an upgrade.

What documents do you need to submit to open a Gold Account?

  1. One Identity proof from: PAN Card, Passport, Voter Identity Card, Driving License, Aadhaar Card.
  2. One Address proof from: Passport, Voter Identity Card, Driving License, Aadhaar Card.
  3. One Passport size photograph
  4. PAN/Form 49 A along with Form 60 if applied for PAN
  5. Account opening Cheque from existing Savings/Individual Current Account

Frequently Asked Questions

To open a Gold Account, you need to maintain an average monthly balance of ₹75,000 or more, or be an existing DNS Bank customer with good credit standing.

Requirement of minimum balance monthly is ₹ 75,000 & Avarage quaterly Balance is ₹ 2,00,000.

The Gold Account offers higher interest rates, complimentary ATM transactions, exclusive loan offers, and personalized banking services, including a dedicated Relationship Manager.

You can apply for a Gold Account by visiting your nearest DNS Bank branch and providing the necessary KYC documents for verification.

Yes, existing customers who meet the eligibility criteria can upgrade their current Saving accounts to a Gold Account. Contact your Relationship Manager or visit the nearest branch to learn more.

DNSB Resources

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For assistance, contact us
on 1800-233-1700 / 8655785534

Write to Us

Got a query or grievance? Write to us enquiry@dnsb.co.in

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