Savings Account

Savings of Future

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A Savings Account is the foundation of secure and steady financial growth, helping you manage your hard-earned money while earning interest. Our savings accounts are designed to provide safety, convenience, and accessibility, ensuring a seamless banking experience. With DNS Bank, your Savings Account can be linked to Internet Banking (View only), WhatsApp Banking, Debit Card, SMS Banking (View only), and Mobile Banking, allowing you to perform transactions effortlessly.

Apply for Saving Account

What Are The Features and Benefits of a Saving Account?

Interest Rates: 2.50% p.a

Interest Rates: 2.50% p.a

DNS Bank provides an annual interest rate of upto 2.50 per annum for all savings accounts.

Quick Account Opening

Quick Account Opening

Opening a savings account is very easy. You can visit the branch.

Instant Payment Facility

Instant Payment Facility

DNS Bank provides every savings account holder an ATM cum Debit Card attached to their savings account. The card can be used to make instant payments.

Who Can Open A Savings Account at DNS Bank?

  1. Who Can Open A Savings Account at DNS Bank? An Individual singly or two or more individuals jointly, Minor along with natural guardian, Individual Minor who is literate and above age of 14 years, Blind person & Illiterate person, A person appointed by Court of Law (like Executors & Administrators,Attorney holder etc.), Non Resident Indian, Trusts, Club, Association, Societies , Hindu Undivided Family (HUF).

What Do You Need To Open A Savings Account at DNS Bank?

  1. One Identity proof from: PAN Card, Passport, Voter Identity Card, Driving License, Aadhaar Card.
  2. One Address proof from: Passport, Voter Identity Card, Driving License, Aadhaar Card.
  3. One Passport size photograph
  4. Udhyam Aadhar Shop establishment or any other Business Proof
  5. Account opening Cheque from existing Savings/Individual Current Account
  6. Any Business certificate issued by Govermnent Authority

Frequently Asked Questions

A deposit account held at a bank or other financial institution that provides principal security, a modest interest rate and a high degree of liquidity is termed as a savings account. Savings account funds are considered one of the most liquid investments apart from cash. Savings accounts are thus ideal for keeping emergency money or money for daily expenses that you might need later.

There are various types of Savings accounts, such as Regular/Individual Saving account, Basic Saving Bank Deposit Account (BSBDA):, Minor Account, Hindu Undivided Family (HUF), Accounts of Executors & Administrators, Trust.

Though there is a wide list of documents that the user can opt from, here are the most used documents needed to open a savings account. Proof of Identification (Passport, Voter’s ID, Driving License, PAN card, Aadhaar Card, NREGA job card) Proof of Residence (Electricity bill, Telephone bill, Property Tax receipt, Domicile Certificate with address issued by the Municipal Corporation, Registered rent/lease agreement (registered with State Government or similar registration authority)

Please maintain a minimum monthly average balance of ₹ 1000/- or & ₹500/- (as per requirement of the account) must be maintained by every account holder to avoid levy of minimum balance charges.

DNSB Resources

What is Internet Banking? Key Features & Advantages of Internet Banking
What is Internet Banking? Key Features & Advantages of Internet Banking

Debit Cards: A Comprehensive Guide
Debit Cards: A Comprehensive Guide

Complete Guide on Fixed Deposit (FD)
Complete Guide on Fixed Deposit (FD)

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